Find out more about our most popular 1 percent interest loan program. With our 1 percent program you'll have the freedom of deciding how much you want to pay each month. Starting with a rate of 1 percent, this program gives you 4 different options to choose from, starting with the minimum payment covering part of your interest, a full interest payment, a princpal and interest payment amortized over 30 or 40 years, or lastly a full principal and interest payment amortized over 15 years. This type of mortgage program gives young or first time buyers the opportunity to afford a higher priced home than they would normally qualify for. Home owners who need more cash flow and lower payments each month will benefit from this type of program as well. This loan is also ideal for retiring seniors who want to enjoy their equity for retirement by reducing their payments to a minimum. It is an alternative to high-cost reverse mortgage loans which limit the amount that can be borrowed and have age-specific restrictions.
We have wholesale access to the programs of over 150 lending institutions. This flexiblity allows us to find the right program for you, unlike a traditional direct lender or bank which is bound to a limited set of internal programs. If you've been turned down elsewhere we have the experience to find a program that you will qualify for. The following is a small snapshot of the thousands of types of loan programs we have access to:
- 10,15,20,30, and 40 year fixed interest rate loans
- Cash out loans
- Home improvement loans
- Debt consolidation loans
- Lower your current payments
- Lower the term of your current loan
- Stop paying FHA mortgage insurance
- 30/45 day closing guarantee on all loans
- Damaged Credit loans
- Subprime purchase loans
- Subprime refinance loans
- Balloon payment loans
- High debt-to-income ratio loans
- 100% nothing down purchase loans
- Non conforming loans
- Jumbo loans
- Super jumbo loans
- Primary home loan sizes from $100,000 to $10 million
- No cost, zero lender point loans
- Investor/non-owner occupied loans
- Hybrid Adjustable Rate Mortgage (ARM) loans
- Convertable ARM loans
- Home Equity Line of Credit (HELOC) loans
- Manufactured home loans
- Bi-weekly payment loans
- Home equity conversion loans
- Flex 97% loans
- Bridge/Blanket loans
- Lot loans
- Hard money loans
- Previous Bankruptcy loans
- Chapter 13 buyout loans
- No income loans
Call us today at 1-800-595-1474 for a completely free no-obligation mortgage analysis from one of our friendly and experienced loan officers. You have nothing to lose and valueable information to gain. We pride ouselves on excellent customer care, honesty, and efficiency. We will never use bait and switch tactics or sell you a program that doesn't benefit you. We've been in business since 1977 and have never had a single complaint. Our clients and our clients' children have contiuned to use our services over the past 30 years because they know their interests always come first.
We want to be your
Colorado Mortgage Specialists!
